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Proudly serving clients across SD, CO, FL, MI, MT, ND, NE, WY
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Rating: 5.0 out of 5.0 from Encompass 4th house I have used Terry to purchase and everytikeheis everyone's available 24/7 and makes the process easy! DakotaThornton, CO May 04
4th house I have used Terry to purchase and everytikeheis everyone's available 24/7 and makes the process easy!
Rating: 4.3 out of 5.0 from Encompass would recommend to anyone looking to buy. SethPiedmont, SD Apr 30
would recommend to anyone looking to buy.
Rating: 4.8 out of 5.0 from Encompass Terry was a great communicator, very knowledgable, and overall great to work with! MelissaThornton, CO Apr 20
Terry was a great communicator, very knowledgable, and overall great to work with!
Rating: 4.8 out of 5.0 from Encompass Terry was very patient with me as this was my first home I had a lot of questions and anixety about everything Ariana NicholRapid City, SD Apr 20
Terry was very patient with me as this was my first home I had a lot of questions and anixety about everything
Rating: 4.2 out of 5.0 from Encompass Kept everything on tract to get closed in time KyleNewcastle, NE Apr 07
Kept everything on tract to get closed in time
Rating: 5.0 out of 5.0 from Encompass This was a pretty easy and seamless process. JoshuaRapid City, SD Mar 03
This was a pretty easy and seamless process.
Rating: 5.0 out of 5.0 from Encompass Terry and Brandon made this whole process very easy to understand and there communication was very responsive! I highly recommend!! CynthiaSpearfish, SD Dec 08
Terry and Brandon made this whole process very easy to understand and there communication was very responsive! I highly recommend!!
Rating: 5.0 out of 5.0 from Encompass Fantastic and painless experience for my first home buying process! Lincoln JonWasta, SD Dec 05
Fantastic and painless experience for my first home buying process!
Rating: 5.0 out of 5.0 from Encompass Couldn't of asked for better service and communication through the whole process. John ASpearfish, SD Dec 02
Couldn't of asked for better service and communication through the whole process.
Rating: 5.0 out of 5.0 from Encompass Terry is an excellent lender! As a Realtor I refer many clients to him because I know that he will do a great job and take very good care of them. I love working with Terry, we make a great team! JillSummerset, SD Oct 31
Terry is an excellent lender! As a Realtor I refer many clients to him because I know that he will do a great job and take very good care of them. I love working with Terry, we make a great team!
Rating: 5.0 out of 5.0 from Encompass Terry and Katie Prall were outstanding and made every step of the home buying process enjoyable. They answered all our questions and communicated with us whenever we had concerns, and got answers for us right away! Couldn't have asked for a better team!!! CliffordRapid City, SD Oct 01
Terry and Katie Prall were outstanding and made every step of the home buying process enjoyable. They answered all our questions and communicated with us whenever we had concerns, and got answers for us right away! Couldn't have asked for a better team!!!
Rating: 5.0 out of 5.0 from Encompass Terry was always available and very professional. CraigRapid City, SD Sep 09
Terry was always available and very professional.