The ITIN Mortgage Loans
What are ITIN mortgage purchase loans?
ITIN loans are non-QM mortgages designed for buyers who file U.S. taxes under an Individual Taxpayer Identification Number instead of a Social Security number.

Benefits of an ITIN Purchase Loan
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Path to Ownership For Non-Citizens
Eliminates the SSN barrier for recent immigrants, DACA recipients, and visa holders who have established U.S. income.
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High Loan-to-Value Options
Finance up to 80% LTV
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Flexible Income Documentation
W-2s, 1099s, personal or business bank statements, or CPA letters can verify earnings, easing approval for self-employed borrowers.
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Favorable Requirements
FICO scores down to 600 and debt ratios up to 55%.
Let's Talk ITIN Purchase Loans
Find Out More
Interested in an ITIN purchase loan? Submit your information.
American Neighborhood Mortgage Acceptance Company, LLC dba AnnieMac Home Mortgage ("Company," "We," or "Us") seeks your consent to contact you with certain non-emergency, automated, autodialed, prerecorded, or other informational and telemarketing phone calls or text messages under the Telephone Consumer Protection Act (“TCPA”). By selecting "Submit," you are providing your electronic signature and thereby authorize Us, our service providers, and/or our affiliates to contact you and any joint applicant at the home phone and/or mobile number listed above, and you agree such contact may be made using an automatic telephone dialing system (ATDS) or artificial prerecorded voice. Further, by selecting "Submit," you acknowledge and agree that: you are not required to grant your consent as a condition of buying any property, goods, or services; you may revoke your consent at any time by calling (888) 636-1335 or by emailing Privacy_OptOut@annie-mac.com; Message and data rates may apply.