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Proudly serving clients across South Dakota, Montana and North Dakota.
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
Aaron Underwood is the man! Smooth transaction eveytime! Customer for life. Mason Rapid City, SD February 17 Rating: 5.0 out of 5.0 from Encompass
Aaron Underwood is the man! Smooth transaction eveytime! Customer for life.
Aaron was very knowledgeable about everything and gave us very timely support and looked out for our best interest at all times throughout the process Alex Conrad Rapid City, SD February 17 Rating: 5.0 out of 5.0 from Encompass
Aaron was very knowledgeable about everything and gave us very timely support and looked out for our best interest at all times throughout the process
everything was easy to do and i was kept in the loop very well Justin Park City, MT February 15 Rating: 4.8 out of 5.0 from Encompass
everything was easy to do and i was kept in the loop very well
Aaron made the whole process seamless and happily answered all questions we had. Allison Glendive, MT February 02 Rating: 5.0 out of 5.0 from Encompass
Aaron made the whole process seamless and happily answered all questions we had.
Aaron was thorough, patient and very knowledgeable. There were no surprises and we couldn't be happier with the outcome. Very thankful for Aaron! Lauren Rapid City, SD January 28 Rating: 5.0 out of 5.0 from Encompass
Aaron was thorough, patient and very knowledgeable. There were no surprises and we couldn't be happier with the outcome. Very thankful for Aaron!
Aaron was incredible to work with. Professional and knowledgable throughout the entire process making it easy and enjoyable. Samuel Rapid City, SD January 26 Rating: 5.0 out of 5.0 from Encompass
Aaron was incredible to work with. Professional and knowledgable throughout the entire process making it easy and enjoyable.
The team was great ane it was a smooth process on both rnds we were the seller on one loan and the buyer on the other Tawnee R Glendive, MT January 22 Rating: 5.0 out of 5.0 from Encompass
The team was great ane it was a smooth process on both rnds we were the seller on one loan and the buyer on the other
Hands down the best people to work with. Aaron made it simple and signing was a breeze. Thanks again Joshua Rapid City, SD January 21 Rating: 5.0 out of 5.0 from Encompass
Hands down the best people to work with. Aaron made it simple and signing was a breeze. Thanks again
Very easy to talk to and get ahold of if i I had any questions. Logan J Glendive, MT January 16 Rating: 4.8 out of 5.0 from Encompass
Very easy to talk to and get ahold of if i I had any questions.
Aaron was straight forward with everything and communicated in a timely manner. Larry Lynn Gladstone, ND January 05 Rating: 5.0 out of 5.0 from Encompass
Aaron was straight forward with everything and communicated in a timely manner.
Aaron helped everyone involved understand and navigate the process of buying a second home Dante Hot Springs, SD December 22 Rating: 5.0 out of 5.0 from Encompass
Aaron helped everyone involved understand and navigate the process of buying a second home
In one word: communication. I never had to wonder what was going on in the background. Because Aaron made sure to take time to explain everything to me in great detail, I trusted he had everything handled on his end. Thank you for all the help! Brendan Dale Glendive, MT December 04 Rating: 5.0 out of 5.0 from Encompass
In one word: communication. I never had to wonder what was going on in the background. Because Aaron made sure to take time to explain everything to me in great detail, I trusted he had everything handled on his end. Thank you for all the help!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there