Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
Access calculators, guides, and tools to help you make informed mortgage decisions.
Learn more about our company, explore career opportunities, and discover our impact on the mortgage industry.
Proudly serving clients across South Dakota, Montana, North Dakota, Nebraska and Wyoming.
My name is Nikki and I am the sales manager at AnnieMac Home Mortgage. I work alongside my husband, Cody, and we have a team of the most skilled and experienced professionals in the business. We have 5 children with 2 young ones still at home who keep us busy most days of the week. I wouldn’t have it any other way!
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At AnnieMac, we have the expertise and knowledge you need to explore the many financing options available. Give me a call so we can discuss the many options we have available to fit your unique needs.
Excellent communication and a smooth process. Amy Rapid City, SD February 18 Rating: 5.0 out of 5.0 from Encompass
Excellent communication and a smooth process.
The entire Unify team is incredibly helpful! Ross Michael Rapid City, SD January 23 Rating: 5.0 out of 5.0 from Encompass
The entire Unify team is incredibly helpful!
Nikki is amazing, she makes sure the process is seamless and her communication is top notch. Brian Aberdeen, SD December 11 Rating: 5.0 out of 5.0 from Encompass
Nikki is amazing, she makes sure the process is seamless and her communication is top notch.
Nikki is always great to work with. She takes the time to answer questions while also not over-explaining processes that we don't need explained. Laura Rapid City, SD December 01 Rating: 5.0 out of 5.0 from Encompass
Nikki is always great to work with. She takes the time to answer questions while also not over-explaining processes that we don't need explained.
Nikki is the best. We are so grateful to have her. She went above and beyond to make our process as seamless as possible. She looked for every avenue to make sure we were making the best decision we could. I would never buy without her. Easy to work with, answered all questions (even if we asked multiple times), and got everything done in a timely ... Jona Hill City, SD October 27 Rating: 5.0 out of 5.0 from Encompass
Nikki is the best. We are so grateful to have her. She went above and beyond to make our process as seamless as possible. She looked for every avenue to make sure we were making the best decision we could. I would never buy without her. Easy to work with, answered all questions (even if we asked multiple times), and got everything done in a timely ...
Communication, speed, efficiency, and knowledge were all excellent. Brianne Rapid City, SD October 20 Rating: 5.0 out of 5.0 from Encompass
Communication, speed, efficiency, and knowledge were all excellent.
Great communication and follow through, all went very smooth. Justin Rapid City, SD October 17 Rating: 5.0 out of 5.0 from Encompass
Great communication and follow through, all went very smooth.
The communication and help Nikki provided was above and beyond. She always answered questions promtly and professionally. She was a great communicator and explained everything in a way everyone understood. Thank you Nikki!!! Rudi Hill City, SD October 04 Rating: 5.0 out of 5.0 from Encompass
The communication and help Nikki provided was above and beyond. She always answered questions promtly and professionally. She was a great communicator and explained everything in a way everyone understood. Thank you Nikki!!!
Nikki was GREAT Clayton Rapid City, SD October 02 Rating: 5.0 out of 5.0 from Encompass
Nikki was GREAT
I was very anxious about buying a house and Nikki used her experience and expertise to calm my nerves. She is excellent at her job. Thia Piedmont, SD September 13 Rating: 5.0 out of 5.0 from Encompass
I was very anxious about buying a house and Nikki used her experience and expertise to calm my nerves. She is excellent at her job.
Thanks for an easy transaction! Corey Pierre, SD September 07 Rating: 5.0 out of 5.0 from Encompass
Thanks for an easy transaction!
On 02/25/2026 at 2:00 pm
Don't miss our Real Estate Realities: Relationships Over Transactions live webinar! Most agents burn out chasing the next deal. But the ones who thrive? They build relationships that keep business coming to them. If you’ve ever felt like your follow-up game needs more follow-through, this one's for you! See you there