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Proudly serving clients across SD, CO, FL, MI, MT, ND, NE, WY
I know that buying or refinancing a home is one of the biggest financial decisions that my clients will ever make. That's why I work hard to ensure my team has the resources and know-how to ease borrowers through the loan process, with no detail overlooked.
I have an extensive background in all facets of mortgage lending, so I can advise my team members in any situation, from a first-time home purchase to a refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my team and our clients. I make sure my team will not only get clients a loan, but the most competitive loan for them.
4th house I have used Terry to purchase and everytikeheis everyone's available 24/7 and makes the process easy! Dakota Thornton, CO May 04 Rating: 5.0 out of 5.0 from Encompass
4th house I have used Terry to purchase and everytikeheis everyone's available 24/7 and makes the process easy!
would recommend to anyone looking to buy. Seth Piedmont, SD April 30 Rating: 4.3 out of 5.0 from Encompass
would recommend to anyone looking to buy.
Terry was a great communicator, very knowledgable, and overall great to work with! Melissa Thornton, CO April 20 Rating: 4.8 out of 5.0 from Encompass
Terry was a great communicator, very knowledgable, and overall great to work with!
Terry was very patient with me as this was my first home I had a lot of questions and anixety about everything Ariana Nichol Rapid City, SD April 20 Rating: 4.8 out of 5.0 from Encompass
Terry was very patient with me as this was my first home I had a lot of questions and anixety about everything
Kept everything on tract to get closed in time Kyle Newcastle, NE April 07 Rating: 4.2 out of 5.0 from Encompass
Kept everything on tract to get closed in time
This was a pretty easy and seamless process. Joshua Rapid City, SD March 03 Rating: 5.0 out of 5.0 from Encompass
This was a pretty easy and seamless process.
Terry and Brandon made this whole process very easy to understand and there communication was very responsive! I highly recommend!! Cynthia Spearfish, SD December 08 Rating: 5.0 out of 5.0 from Encompass
Terry and Brandon made this whole process very easy to understand and there communication was very responsive! I highly recommend!!
Fantastic and painless experience for my first home buying process! Lincoln Jon Wasta, SD December 05 Rating: 5.0 out of 5.0 from Encompass
Fantastic and painless experience for my first home buying process!
Couldn't of asked for better service and communication through the whole process. John A Spearfish, SD December 02 Rating: 5.0 out of 5.0 from Encompass
Couldn't of asked for better service and communication through the whole process.
Terry is an excellent lender! As a Realtor I refer many clients to him because I know that he will do a great job and take very good care of them. I love working with Terry, we make a great team! Jill Summerset, SD October 31 Rating: 5.0 out of 5.0 from Encompass
Terry is an excellent lender! As a Realtor I refer many clients to him because I know that he will do a great job and take very good care of them. I love working with Terry, we make a great team!
Terry and Katie Prall were outstanding and made every step of the home buying process enjoyable. They answered all our questions and communicated with us whenever we had concerns, and got answers for us right away! Couldn't have asked for a better team!!! Clifford Rapid City, SD October 01 Rating: 5.0 out of 5.0 from Encompass
Terry and Katie Prall were outstanding and made every step of the home buying process enjoyable. They answered all our questions and communicated with us whenever we had concerns, and got answers for us right away! Couldn't have asked for a better team!!!