Jumbo Loans

The Jumbo Loan Programs

What are Jumbo Loan Programs?

A jumbo loan is a type of mortgage that is used to finance homes that are too expensive for a traditional conventional loan. Homes that exceed the local conforming limit, which in most cases is $647,200, require a jumbo loan. Jumbo loans are available for purchase, cash-out refinance, and rate and term refinances.

Benefits of a Jumbo Loan Programs

Available for Primary or Investment

Available for primary or investment properties, including 1-4 unit properties, or second homes (1 unit)
Flexible Loan Terms

Fixed-rate and ARMs available, and interest only features
Finance Loan Amounts

$1M with 10.1% down payment, or in high-cost areas up to $1,250,000; up to $2M in select CA counties $3M with 15% down $3.5M with 40% down
No Mortgage Insurance

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The Jumbo Loan Programs

Benefits of a Jumbo Loan Programs

Let's Talk Jumbo Loan