Ready to buy your dream home? Start your purchase journey today with competitive rates and expert guidance.
Lower your monthly payments or access your home equity with our refinancing options.
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Discover our extensive library of mortgage options, featuring our standout products tailored to meet your needs.
Cash Offer™ and Buy Now, Sell Later™
With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Unlock the value you’ve built in your home with a HELOC
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash from equity built.
Get OneUP on your homebuying journey!
AnnieMac Home Mortgage’s OneUP program provides homebuyers the option to make a minimal 1% down payment to secure a home, while we provide an additional 2% or $2000 lender grant towards their down payment.
Sell your home faster and for top dollar.
In a market where timing is everything, a rate buydown can significantly lower the monthly mortgage payments for a future homeowner. By reducing the mortgage rate with Rate Relief, you're effectively lowering the cost of owning your home.
Don't wait for a lower rate!
A temporary mortgage interest rate buydown is a home financing strategy that home buyers can use to temporarily lower their interest rate to make their monthly mortgage payments more affordable.
Shift Ahead Changing Rates
What might be a good rate today could change tomorrow. It’s important to stay informed and act strategically to capitalize on favorable rates before they shift again. Our team is here to help you navigate these changes and find the best refinancing options for you.
Make Your Dream Home
AnnieMac’s Renovation Loans can help you turn any house into your dream home, whether it needs minor repairs or a complete makeover. This can often be more cost-effective than buying a move-in ready house.
Here at AnnieMac Home Mortgage, we take the time to walk you through the mortgage process and ensure that you are financially ready for a mortgage commitment. If a loan is needed and is something you are interested in, we will be there for you every step of the way.
Ideal for borrowers with solid credit, steady income, moderate‑to‑large down payments seeking competitive rates and cancellable private‑mortgage‑insurance options.
Ideal for eligible veterans, active‑duty service members, and surviving spouses seeking zero‑down financing, flexible credit, and no monthly mortgage insurance.
Great for low‑to‑moderate income households purchasing primary residences in USDA‑eligible rural areas, needing zero down payment and affordable monthly insurance.
Perfect for first‑time buyers or borrowers needing low down payment options, lenient credit standards, assumable low‑rate financing options, affordable terms.
Access home equity as a lump sum, with a single fixed or adjustable-rate loan.
Lower rates, adjust terms, or switch between fixed and adjustable rates, with varied options.
Refinance an existing VA loan to lower rates or switch from ARM to fixed, often without appraisal or income proof.
Allows homeowners to replace their mortgage with an FHA loan, borrowing up to 80% of the home's value as cash
Replace an FHA loan to lower the rate, adjust the term, or switch from an ARM to a fixed rate
For business owners and self-employed borrowers who are looking to qualify by using 12-24 months of bank statements - no tax return required.
For borrowers without a Social Security Number, they can use their Individual Taxpayer Identification Number (ITIN) instead.
For International buyers looking for a second home or investment property in the U.S.
For real estate investors focused on rental cash flow who can qualify based on rental income covering the mortgage.
For business owners using 12 or 24 months of Profit & Loss statements to buy a home, a second home, or an investment property.
For borrowers with strong financial profiles who need higher loan amounts that exceed the conventional loan limits.